2025 activity year · MSA/MD source proof
Riverside metro mortgage market
Reported metropolitan mortgage application activity from the official CFPB/FFIEC HMDA Data Browser, using the published MSA/MD geography and excluding purchased loans.
Activity year
2025
Action taken
What happened to applications?
Originated53.7% · 84,619
Approved, not accepted4.6% · 7,295
Denied18.8% · 29,616
Withdrawn16.0% · 25,114
File closed for incompleteness6.7% · 10,543
Preapproval denied0.0% · 49
Preapproval approved, not accepted0.1% · 206
“Originated” is a reported historical outcome, not an approval probability for a future applicant.
Loan purpose
Why people applied
39%Home purchase
- Home purchase39.4%
- Home improvement10.0%
- Other purpose13.1%
- Not applicable0.0%
- Refinancing15.0%
- Cash-out refinancing22.4%
Next source gate
Metro denial reasons are not published yet.
Metro-level reason analysis requires a separate row-level reconciliation and privacy review. These overview pages do not substitute county reasons or estimates.
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Data provenance
Riverside-San Bernardino-Ontario, CA Metropolitan Statistical Area
MSA/MD 40140 · OMB Bulletin 23-01. This profile identifies the activity year, cohort rules, source endpoint, response hash, and processing date. Source: CFPB/FFIEC HMDA Data Browser API. Last refreshed September 19, 2026.