2025 activity year · MSA/MD source proof
Pittsburgh metro mortgage market
Reported metropolitan mortgage application activity from the official CFPB/FFIEC HMDA Data Browser, using the published MSA/MD geography and excluding purchased loans.
Activity year
2025
Action taken
What happened to applications?
Originated62.9% · 54,053
Approved, not accepted2.9% · 2,509
Denied17.2% · 14,827
Withdrawn11.7% · 10,033
File closed for incompleteness5.1% · 4,396
Preapproval denied0.0% · 30
Preapproval approved, not accepted0.2% · 144
“Originated” is a reported historical outcome, not an approval probability for a future applicant.
Loan purpose
Why people applied
38%Home purchase
- Home purchase37.9%
- Home improvement15.6%
- Other purpose15.1%
- Refinancing18.8%
- Cash-out refinancing12.6%
Next source gate
Metro denial reasons are not published yet.
Metro-level reason analysis requires a separate row-level reconciliation and privacy review. These overview pages do not substitute county reasons or estimates.
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Data provenance
Pittsburgh, PA Metropolitan Statistical Area
MSA/MD 38300 · OMB Bulletin 23-01. This profile identifies the activity year, cohort rules, source endpoint, response hash, and processing date. Source: CFPB/FFIEC HMDA Data Browser API. Last refreshed September 2, 2026.