2025 activity year · MSA/MD source proof
Orlando metro mortgage market
Reported metropolitan mortgage application activity from the official CFPB/FFIEC HMDA Data Browser, using the published MSA/MD geography and excluding purchased loans.
Activity year
2025
Action taken
What happened to applications?
Originated52.7% · 57,949
Approved, not accepted3.7% · 4,088
Denied21.1% · 23,243
Withdrawn15.9% · 17,496
File closed for incompleteness6.4% · 7,027
Preapproval denied0.0% · 42
Preapproval approved, not accepted0.1% · 162
“Originated” is a reported historical outcome, not an approval probability for a future applicant.
Loan purpose
Why people applied
49%Home purchase
- Home purchase48.7%
- Home improvement9.1%
- Other purpose13.1%
- Refinancing11.8%
- Cash-out refinancing17.3%
Next source gate
Metro denial reasons are not published yet.
Metro-level reason analysis requires a separate row-level reconciliation and privacy review. These overview pages do not substitute county reasons or estimates.
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Data provenance
Orlando-Kissimmee-Sanford, FL Metropolitan Statistical Area
MSA/MD 36740 · OMB Bulletin 23-01. This profile identifies the activity year, cohort rules, source endpoint, response hash, and processing date. Source: CFPB/FFIEC HMDA Data Browser API. Last refreshed September 19, 2026.