2025 activity year · MSA/MD source proof
Los Angeles metro mortgage market
Reported metropolitan mortgage application activity from the official CFPB/FFIEC HMDA Data Browser, using the published MSA/MD geography and excluding purchased loans.
Activity year
2025
Action taken
What happened to applications?
Originated53.8% · 106,715
Approved, not accepted4.4% · 8,666
Denied18.5% · 36,720
Withdrawn16.3% · 32,243
File closed for incompleteness6.8% · 13,408
Preapproval denied0.0% · 82
Preapproval approved, not accepted0.2% · 441
“Originated” is a reported historical outcome, not an approval probability for a future applicant.
Loan purpose
Why people applied
33%Home purchase
- Home purchase33.1%
- Home improvement12.3%
- Other purpose13.6%
- Not applicable0.0%
- Refinancing17.6%
- Cash-out refinancing23.2%
Next source gate
Metro denial reasons are not published yet.
Metro-level reason analysis requires a separate row-level reconciliation and privacy review. These overview pages do not substitute county reasons or estimates.
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Data provenance
Los Angeles-Long Beach-Glendale, CA Metropolitan Division
MSA/MD 31084 · OMB Bulletin 23-01. This profile identifies the activity year, cohort rules, source endpoint, response hash, and processing date. Source: CFPB/FFIEC HMDA Data Browser API. Last refreshed September 2, 2026.