2025 activity year · MSA/MD source proof
Denver metro mortgage market
Reported metropolitan mortgage application activity from the official CFPB/FFIEC HMDA Data Browser, using the published MSA/MD geography and excluding purchased loans.
Activity year
2025
Action taken
What happened to applications?
Originated59.9% · 77,296
Approved, not accepted3.5% · 4,456
Denied15.9% · 20,535
Withdrawn16.2% · 20,858
File closed for incompleteness4.4% · 5,727
Preapproval denied0.0% · 52
Preapproval approved, not accepted0.1% · 193
“Originated” is a reported historical outcome, not an approval probability for a future applicant.
Loan purpose
Why people applied
44%Home purchase
- Home purchase44.0%
- Home improvement9.4%
- Other purpose12.8%
- Not applicable0.1%
- Refinancing16.9%
- Cash-out refinancing16.7%
Next source gate
Metro denial reasons are not published yet.
Metro-level reason analysis requires a separate row-level reconciliation and privacy review. These overview pages do not substitute county reasons or estimates.
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Data provenance
Denver-Aurora-Centennial, CO Metropolitan Statistical Area
MSA/MD 19740 · OMB Bulletin 23-01. This profile identifies the activity year, cohort rules, source endpoint, response hash, and processing date. Source: CFPB/FFIEC HMDA Data Browser API. Last refreshed September 19, 2026.