2025 activity year · Official source proof
Louisiana mortgage market
Reported mortgage application activity from the official CFPB/FFIEC HMDA Data Browser, with purchased loans excluded from the application denominator.
Activity year
2025
Action taken
What happened to applications?
Originated51.7% · 69,272
Approved, not accepted4.6% · 6,178
Denied22.1% · 29,558
Withdrawn13.5% · 18,042
File closed for incompleteness7.7% · 10,247
Preapproval denied0.1% · 77
Preapproval approved, not accepted0.4% · 504
“Originated” means the reported application resulted in a loan. It is not an approval probability for a future applicant.
Loan purpose
Why people applied
56%Home purchase
- Home purchase55.6%
- Home improvement6.0%
- Other purpose8.8%
- Not applicable0.0%
- Refinancing15.0%
- Cash-out refinancing14.5%
Next source gate
Denial reasons are not published yet.
That analysis requires the raw modified-LAR pipeline, reason-code reconciliation, and small-cell review. We will not fill the gap with estimates or unsupported conclusions.
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Data provenance
Every published number will carry its source.
This profile identifies the activity year, cohort rules, source endpoint, response hash, and processing date. Source: CFPB/FFIEC HMDA Data Browser API. Last refreshed September 2, 2026.