2025 activity year · Official source proof
Delaware mortgage market
Reported mortgage application activity from the official CFPB/FFIEC HMDA Data Browser, with purchased loans excluded from the application denominator.
Activity year
2025
Action taken
What happened to applications?
Originated58.8% · 27,033
Approved, not accepted2.5% · 1,161
Denied18.0% · 8,294
Withdrawn13.4% · 6,159
File closed for incompleteness6.6% · 3,025
Preapproval denied0.1% · 35
Preapproval approved, not accepted0.5% · 250
“Originated” means the reported application resulted in a loan. It is not an approval probability for a future applicant.
Loan purpose
Why people applied
44%Home purchase
- Home purchase44.4%
- Home improvement11.0%
- Other purpose11.4%
- Refinancing15.7%
- Cash-out refinancing17.4%
Next source gate
Denial reasons are not published yet.
That analysis requires the raw modified-LAR pipeline, reason-code reconciliation, and small-cell review. We will not fill the gap with estimates or unsupported conclusions.
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Data provenance
Every published number will carry its source.
This profile identifies the activity year, cohort rules, source endpoint, response hash, and processing date. Source: CFPB/FFIEC HMDA Data Browser API. Last refreshed September 2, 2026.