Official HMDA identity

United Wholesale Mortgage

HMDA-reporting institution

Pontiac, MILEI · 549300HW662MN1WU8550
Activity year
2025
3 reconciled years
Applications reported576.7KSnapshot dataset; cross-kind change withheld
Originations reported422.1K73.2% of reported applications
Source updated2025Artifact fetched September 2, 2026

Reported outcomes

Application activity

Historical, not predictive
Originated73.2% · 422,120
Approved, not accepted1.8% · 10,283
Denied12.1% · 69,523
Withdrawn9.5% · 54,820
File closed for incompleteness3.5% · 19,964

These descriptive outcomes do not account for every borrower, product, or market difference and should not be used as a lender grade.

Loan purpose mix

Reported applications

  • Home purchase52.1%
  • Refinancing26.9%
  • Cash-out refinancing21.0%

Evidence trail

Every number points back to its source.

This profile uses an exact LEI-and-year identity match plus separate outcome and loan-purpose aggregations. Geographic rankings stay unpublished until their own reconciliation pipeline is complete.

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